HGI Property Claims Service
Disaster can mean many things to different people. From a plumbing leak, to a burglary, or a kitchen fire, it doesn’t always take a catastrophe to feel like you have been through one. This is why HGI Claims maintains a separate team of daily claims property adjusters.
Unparalleled Customer Service
Reporting
Agreed Scope of Damages
Salvage
o We work with carrier approved salvage companies to maximize recovery of client costs
o We can contract with salvage companies in territories where the carrier does not have existing contracts
Coordination of Experts
HGI Claims gets it right the first time. If your claim requires additional involvement, our claims service professionals will coordinate with the appropriate experts.
Reservation of Rights
Protecting your right to further investigation is paramount to handling complex losses. Our team will evaluate and recognize the need to properly reserve your rights as the carrier.
Subrogation
Our adjusters are trained to collect any evidence that may prove useful in the subrogation process
Estimate of Repairs
Each estimate will include Replacement Cost Value and Actual Cost Value and a Statement of Loss
Valuations
Our adjusters will provide co-insurance property valuations per client requirements
Claim Settlement
Our tailored solutions can provide settlements at authority level or leave settlement to your in-house claims team.